Condo insurance protects what your association won’t!
Condo associations have master insurance policies that only cover the things they’re responsible for, such as their property, common areas, and the outside/physical structure of your condo. In most cases, your personal property isn’t covered by the association’s insurance policy.
Condo insurance (or condominium insurance) not only covers your belongings, but also any upgrades you make to your unit (new granite countertops, etc.), injuries at your place, certain lawsuits against you, and more. Without condo insurance, you’d have no coverage for these things.
We offer coverages for your belongings, any upgrades you make to your condo (granite countertops, custom cabinets, etc.), lawsuits against you, and more. Keep in mind, your association covers the physical structure of your condo. Get a condo insurance quote online, and we’ll have expert agents standing by to guide you through all your choices.